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We provide free insurance quotes for auto, home, business and more. All applicants subject to underwriting requirements. Email [email protected]. But like major cities across the country, Charleston insurance quotes are often much higher than the rest of the state. West Virginia law sets minimum liability coverage limits of 25/50/25. If you carry umbrella insurance, you must be sure that you carry the required amount of basic liability insurance to avoid a gap in coverage for a serious accident. Welch, WV 24801 (304) 436-8491. State Farm® is like a good neighbor with extraordinary customer service and great insurance coverage. State Farm is the cheapest large auto insurance company in the nation for good drivers, according to NerdWallet’s 2023 analysis of minimum. Home; Products and Services. 62 Howard St, Welch, WV 24801. The Prudential. 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